Hallmark Homes was initially formed to meet the needs of individuals who desired to build a high quality, affordable home on their lot. If you own a building site, the equity you have may serve as down payment and additional money may not be needed. If you do not own a building side, your Hallmark Sales Consultant can assist in the search. The cost of the building site can be added to the Construction Agreement if desired. To arrive at a total price of your new home, use the following formula: